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checklist downsizing

Downsizing Home Checklist

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Taking care of a home is a lot of work. Between the constant cleaning, unexpected repairs, and maintenance costs, being a homeowner is a big responsibility. On top of all this, you have mortgage payments, property taxes, insurance policies, and utility costs to keep up with. In many cases, homeowners live in houses they cannot … Continued
values scxale

Appraisal Value vs Market Value

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Sellers may be presented with two values—the appraised value and the market value. While both are important to determining a property’s worth, understanding what each value means and how it’s determined is crucial. Appraised value and market value may not always be equal, which can present sellers with a few challenges. Learn what each assessment … Continued
alienation clause

Alienation Clause in Real Estate

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An alienation clause in real estate requires the immediate repayment of the remaining mortgage balance following the sale or transfer of a property. While an alienation clause can be found in most existing mortgage contracts today, it still presents some challenges to the owner when selling. Learn what an alienation clause is and how it … Continued
real estate agreement

What Is a Kick-Out Clause in Real Estate?

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A kick-out clause in real estate is a contingency that allows the seller to continue showing the property after accepting an offer. With a kick-out clause, the seller can kick out the buyer and void the contract if they receive a better deal. Learn how kick-out clauses work in real estate, when to use them, … Continued
right to sell

What Does Exclusive Right to Sell Mean?

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Many sellers choose to work with a real estate agent or broker to market and sell their properties for top dollar. However, before signing a listing agreement, make sure you understand the different types and what they mean. An exclusive right to sell gives one broker the legal right to sell a property. Learn about … Continued
sellers remorse

Understanding Seller’s Remorse

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Selling your home is a huge decision that can impact you financially and emotionally. Even when you decide that selling is the right move, you may still second guess your decision, a phenomenon referred to as seller’s remorse. Learn what seller’s remorse is, why it happens, and what you can do to prevent these emotions … Continued
home short sale

How Long Does a Short Sale Take?

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When you own a home and plan to sell it, the top priority is typically making more money from the sale. If you have owned that property for a long time and have a lot of equity, it is easier to turn a profit. However, not all sellers can afford to pursue a traditional sale, … Continued
rebuilding a house

Cost to Rebuild a House

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When homes are unsafe due to natural disasters, fires, or severe deterioration, complete rebuilding may be the only solution for creating a livable space. However, with the costs of construction materials steadily increasing, understanding the factors that influence rebuilding expenses is crucial. Table of Contents Factors Influencing Rebuilding Costs The cost to rebuild a house … Continued
pros and cons

HOA Pros and Cons

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Homeowners associations offer buyers both pros and cons. Residents pay dues to access shared amenities and help maintain consistent property values. However, homeowners associations can also have many regulations, which may limit a homeowner’s control over their property. Learn about the pros and cons of homeowners associations. We’ll also review a few things to consider … Continued
real estate agent

Do You Need a Realtor to Sell a House?

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Owning property is an investment because when you decide to sell, you can profit from the equity you have built through mortgage payments.  The longer you have owned the home and the more payments you have made, the more you can earn from the sale. However, navigating the local market can be tricky, which is … Continued
back out

When Is It Too Late to Back out of Buying a House?

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Buying a house is one of the biggest financial decisions a person will make in their life. Most buyers who put in an offer hope to purchase the home. However, there may sometimes be situations that require them to back out of the purchase agreement. Learn what reasons may allow a buyer to back out … Continued
sell house in 5 days

How to Sell Your House in 5 Days

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When you sell your house, it is an opportunity to benefit from all the mortgage payments you have made over the years. The greater the equity you own in the property, the more money you can walk away with from the sale. The selling process is complex, especially if you live in a competitive market … Continued
texas cost of living

Texas Cost of Living

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The cost of living in Texas is lower than the national average, making it the 15th most affordable state. If the baseline Cost of Living Index (COLI) in the U.S. is 100, the COLI in Texas is 92.6, comparable to South Dakota and Nebraska. [1] In this article, we will go through potential expenses in … Continued

How Long Does a Seller Have to Respond to an Offer?

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The time between submitting an offer to purchase a home and waiting for the seller to respond can seem like forever. Home sellers may receive various offers, which can slow down the time it takes to respond. Additionally, some potential buyers may never receive a response. Learn everything you need to know about offer timelines … Continued
penalty for selling house

What Is the Penalty for Selling Your House Before 2 Years?

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Selling your house comes with expenses, such as commissions, listing fees, costing costs, and capital gains taxes. Some of these costs, including capital gains taxes, may be exempt if you meet certain circumstances. A capital gains exemption allows homeowners who have owned the property for at least two years to avoid paying capital gains. Learn … Continued
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